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FAQs

FAQs

Investors

Investor categorisation
How and when is interest paid?
What happens if the borrower defaults?
Who can invest?
What am I investing in?
What is the regulatory classification of these bonds?

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Innovative Finance ISA (IFISA)

What is an IFISA?
Who is eligible for an IFISA?
How much can I invest in an IFISA?
What are the tax benefits of a Downing IFISA?
How do I open my IFISA account with Downing Crowd?
Can I transfer in existing ISAs?

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3 Lower Thames Street, London
EC3R 6HD

020 7416 7780

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Downing LLP is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 545025). Registered in England and Wales (No. OC341575). Registered Office: 6th Floor, St Magnus House, 3 Lower Thames Street, London EC3R 6HD. Downing Crowd is a trading name of Downing LLP. Downing does not give advice or make personal recommendations. Any investment should only be made on the basis of the information and terms set out in the Offer Document, the general website Terms & Conditions, and the IFISA Terms & Conditions, and your attention is drawn to the risk, fees and taxation factors contained therein. Capital is at risk and returns are not guaranteed. Tax treatment depends on individual circumstances of each investor and may be subject to change in future. Past performance is not a reliable indicator of future performance. Don't invest unless you are prepared to lose all the money you invest. These are high-risk investments and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.