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FAQs

General FAQs

  • How do I set up an account?
  • Investor categorisation
  • How and when is interest paid?
  • What happens if the borrower defaults?
  • Who can invest?
  • What am I investing in?
See all 13 articles

Innovative Finance ISA (IFISA)

  • How do I fund my IFISA?
  • Is the Downing IFISA flexible?
  • What is an IFISA?
  • How do I open my IFISA account with Downing Bonds?
  • Can I transfer existing Downing Bonds into my new IFISA?
  • Can I make withdrawals from my IFISA?

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Downing,
10 Lower Thames Street, London
EC3R 6AF

020 7416 7780

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  • IFISA Terms and Conditions
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Downing LLP is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 545025). Registered in England and Wales (No. OC341575). Registered Office: Downing, 10 Lower Thames Street, London EC3R 6AF. Downing Crowd is a trading name of Downing LLP. Downing does not give advice or make personal recommendations. Any investment should only be made on the basis of the information and terms set out in the Offer Document, the general website Terms & Conditions, and the IFISA Terms & Conditions, and your attention is drawn to the risk, fees and taxation factors contained therein. Capital is at risk and returns are not guaranteed. Tax treatment depends on individual circumstances of each investor and may be subject to change in future. Past performance is not a reliable indicator of future performance. Don't invest unless you are prepared to lose all the money you invest. These are high-risk investments and you are unlikely to be protected if something goes wrong. Take 2 mins to learn more.