Investors have 14 days from when they apply for a bond to reconsider. This is referred to as a ‘Cooling Off’ period and during this time you can notify us that you wish to cancel, without any need to explain and without incurring any cost. We will simply return the monies to your Downing account, ready for you to either reinvest in another bond, or withdraw to the nominated UK bank account from which the funds were initially paid out.