High Net Worth Investor:

You will qualify as a high- net worth investor on the basis that A or B apply to you.

In the last financial year did you have:

A) an annual income of £100,000 or more? Income does NOT include any one off pension withdrawals

B) net assets of £250,000 or more? Net assets do NOT include: your home (primary residence), your pension (or any pension withdrawals) or any rights under qualifying contracts of insurance.

I accept that being a high-net-worth investor will expose me to promotions for investment where there is a significant risk of losing all the money I invest. I am aware that it is open to me to seek professional advice before making any investment in a high-risk investment.

Certified Sophisticated Investor:

You will qualify as a sophisticated investor on the basis that, in the last three years, you have received a certificate from an authorised firm confirming you understand the risks involved with high- risk investments.

I accept that being a sophisticated investor will expose me to promotions for investment where there is a significant risk of losing all the money I invest. I am aware that it is open to me seek professional advice before making any investment in a high-risk investment.

Self-certified Sophisticated Investor

You will qualify as a self- certified sophisticated investor on the basis that A, B, C or D apply to you. In the last two years have you:

A) worked in private equity or in the provision of finance for small and medium enterprises?  

B) been the director of a company with an annual turnover of at least £1 million?

C) made two or more investments in an unlisted company?

D) been a member of a network or syndicate of business angels for more than six months?

I accept that being a self-certified sophisticated investor will expose me to promotions for investments where there is a significant risk of losing all the money I invest. I am aware that it is open to me seek advice from someone who specialises in advising on high risk investments.

Restricted Investor

Putting all your money into a single business or type of investment is risky. Spreading your money across different investments makes you less dependent on any one to do well. You should not invest more than 10% of your net assets in high-risk investments. Doing so could expose you to significant losses. For the purposes of this statement, net assets do NOT include: your home (primary residence), your pension (or any pension withdrawals) or any rights under qualifying contracts of insurance. For the purposes of this statement high-risk investments are: peer-to-peer (P2P) loans; investment based crowdfunding; and unlisted debt and equity (such as in companies not listed on an exchange like the London Stock Exchange).

You will qualify as a restricted investor on the basis that A and B apply to you.

A) In the past twelve months have you invested less than 10% of your net assets in high-risk investments (as defined above)?

B) In the next twelve months do you intend to limit your investment in high-risk investments (as defined above) to less than 10% of your net assets?

I accept that being a restricted investor will expose me to promotions for investment where there is a risk of losing all the money I invest. I am aware that it is open to me seek professional advice before making any investment in a high-risk investment.